Financial Options
Insurance & Finance Options
At American Dental Care in Dover, Delaware, we accept most of dental insurance plans offered in our area- Dental PPO, Dental HMO or Dental Indemnity Plan. As a courtesy to our patients we will file claims on your behalf, saving you the time and hassle. Payment of deductibles and co-payments are expected when services are rendered. Understanding dental insurance can be a full time job and is often very tricky. Our insurance specialists are trained to help ensure to maximize your benefits and minimize your out-of-pocket cost
If you are between plans or in the process of obtaining insurance, please call one of our insurance benefit coordinators so that they may assist you with any questions that you have.
The following are just a few of the major dental insurances we are participating with, which means you'll save with lower co-pays. If you do not see your dental insurance listed below, please contact our office. Regardless of your dental insurance, we can help you with your dental needs. We work with all dental insurance whether in network or out of network. For our of network insurance, we will submit your claims and will follow up with insurance to maximize your benefits.
| AARP Delta Dental | GEHA Dental |
| Advantica Benefits | GEM Group |
| Aetna | Group Dental Service of Maryland |
| American Insurance Administrators | Guardian |
| Ameritas | Health Net Dental |
| Anthem Dental Insurance | Healthplex |
| Assurant Employee Benefits | Highmark Blue Corss Blue Sheild of Delaware |
| Blue Cross Blue Shield | Horizon Blue Cross |
| Brokers National Life Assurance company | Humana Dental |
| Capital Blue Cross | Independence Administrators |
| Care First Blue Choice | Integra Admin Group |
| Care First Blue Cross Blue Shield | Kansas Life Insurance |
| Careington Dental Network | Lincoln Financial Group |
| Chesterfield Resouces | Maximum Care |
| Cigna Dental | Meritain Health |
| Companion Life | Met Life |
| Connection Dental Network | Metlife Tricare |
| Core Five Solution | One Net PPO |
| Core Source | Principal |
| Coventry Health Care National Network | Reliance Standard Life Insurance Company |
| Coventry Health Care of DE | Renaissance |
| Delta Dental PPO (all states) | Securian Dental Plans+ |
| Delta Dental of Tricare Retiree | Security Life Ins. Co. Of America+ |
| Dentegra | Sun Life Dental Benefits+ |
| Dental Benefits provider | Teamcare Humana Dental |
| Dominion Dental Services PPO and HMO | UMR |
| FEP Blue Corss Blue Shield of Delaware | United Concordia |
| FEP BlueDental | United Health Care |
Major Employers
With many major employers in the Dover, Delaware area, we have come to specialize in helping patients understand and use their benefits. Since we have so many patients from these employers, we have built an easy way for you to take advantage of the benefits available to you.
Here is a list of some of the employers that we have become very familiar with their plans:
| State of Delaware | Dover Post |
| Dover Air Force Base | Independent Newspapers, Inc |
| Bayhealth-Kent General & Milford Memorial Hospitals | Sheraton Dover Hotel |
| Dover Downs, Inc. | ILC Dover, Inc. |
| Delaware State University | Perdue Farms |
| Energizer-Playtex Products | Walmart |
| Kraft Foods | L.D. Caulk Dentsply Intl. Inc |
| Comcast Cable | Eagle Group - Metal Masters |
| Delaware Technical & Community College | Hanover Foods |
| Procter & Gamble | Midway Slots |
| Walmart | Pepsi-Cola Bottling |
| Wesley College | Capital School District |
| Sam’s Club | Lake Forest School District |
| Hirsh Industries | Polytech School District |
| Silver Lake Center Genesis Eldercare | Smyrna School District |
| Sears, Roebuck & Co. | City Of Dover |
| Boscov’s Department Store | City of Milford |
| Chesapeake Utilities | Town Of Smyrna |
| Target | Kent Count |
| J.C. Penney Co., Inc. | |
No insurance- If you do not have dental insurance, do not worry. You shouldn’t be paying higher rate than dental insurance rate because you do not have dental insurance. Our office makes your dental care very affordable. Please call our office to find out our discount program for non insured patients.
CareCredit - Flexible Monthly Payment Option
Our goal at American Dental Care is to make dental care affordable to each and every one of our patients. We understand that paying for dental concern for many people. That's why we offer a variety of financial options, including Care Credit. They offer no-interest and long-term payment options. Care credit approval application is very simple, call them or visit their website . Within few minutes you will know whether they have approved your application or not. You can start using Care credit even before you receive your card in mail. If you have further questions about Care Credit feel free to contact us.
For your convenience we accept Visa, MasterCard, American Express, Discover and ATM cards.
