Patient Resources
Insurance & Financing
Your Guide to flexible payment options at Dover Dental Care
Welcome to American Dental Care, where our team is committed to making your dental experience exceptional. We’ve compiled essential resources to help you prepare for your visit and understand our comprehensive services and payment options.
New Patient Form
To streamline your first visit, we offer digital forms that can be completed before your appointment. Our secure system sends forms directly to your email and phone, saving you time and ensuring a smooth check-in process. We value your time and aim to make every aspect of your care efficient and convenient.
Insurance & Payment Options
We accept most major PPO plans, including BCBS, Delta, Cigna, UnitedHealthcare, and Principal. Our team works diligently to maximize your benefits and explain your coverage clearly. For your convenience, we offer various payment options, including our membership plan, Cherry financing, and CareCredit.
Membership Plan
Our valued membership program provides comprehensive coverage for preventive care and significant savings on additional treatments. For $499 annually or $49.99 monthly, members receive:
Two hygiene visits with exams and x-rays
18% discount on most treatments
No waiting periods
No annual maximums
No claim forms or insurance hassles
Extended coverage options are available for periodontal maintenance
Insurance & Finance Options
At American Dental Care in Dover, Delaware, we accept most of the dental insurance plans offered in our area — Dental PPO, Dental HMO or Dental Indemnity Plan. As a courtesy to our patients we will file claims on your behalf, saving you the time and hassle. Payment of deductibles and co-payments are expected when services are rendered. Understanding dental insurance can be a full time job and is often very tricky. Our insurance specialists are trained to help ensure to maximize your benefits and minimize your out-of-pocket cost.
If you are between plans or in the process of obtaining insurance, please call one of our insurance benefit coordinators so that they may assist you with any questions that you have.
The following are just a few of the major dental insurances we are participating with, which means you’ll save with lower co-pays. If you do not see your dental insurance listed below, please contact our office. Regardless of your dental insurance, we can help you with your dental needs. We work with all dental insurance whether in network or out of network. For out of network insurance, we will submit your claims and will follow up with insurance to maximize your benefits.
AARP Delta Dental
Advantica Benefits
Aetna
American Insurance Administrators
Ameritas
Anthem Dental Insurance
Assurant Employee Benefits
Blue Cross Blue Shield
Brokers National Life Assurance Company
Capital Blue Cross
Care First Blue Choice
Care First Blue Cross Blue Shield
Careington Dental Network
Chesterfield Resources
Cigna Dental
Companion Life
Connection Dental Network
Core Five Solution
Core Source
Coventry Health Care National Network
Coventry Health Care of DE
Delta Dental PPO (all states)
Delta Dental of Tricare Retiree
Dentegra
Dental Benefits Provider
Dominion Dental Services PPO and HMO
FEP Blue Cross Blue Shield of Delaware
FEP BlueDental
GEHA Dental
GEM Group
Group Dental Service of Maryland
Guardian
Health Net Dental
Healthplex
Highmark Blue Cross Blue Shield of Delaware
Horizon Blue Cross
Humana Dental
Independence Administrators
Integra Admin Group
Kansas Life Insurance
Lincoln Financial Group
Maximum Care
Meritain Health
Met Life
Metlife Tricare
One Net PPO
Principal
Reliance Standard Life Insurance Company
Renaissance
Securian Dental Plans
Security Life Ins. Co. Of America
Sun Life Dental Benefits
Teamcare Humana Dental
UMR
United Concordia
United Health Care
Major Employers
With many major employers in the Dover, Delaware area, we have come to specialize in helping patients understand and use their benefits. Since we have so many patients from these employers, we have built an easy way for you to take advantage of the benefits available to you.
Here is a list of some of the employers that we have become very familiar with their plans:
State of Delaware
Dover Air Force Base
Bayhealth-Kent General & Milford Memorial Hospitals
Dover Downs, Inc.
Delaware State University
Energizer-Playtex Products
Kraft Foods
Comcast Cable
Delaware Technical & Community College
Procter & Gamble
Walmart
Wesley College
Sam’s Club
Hirsh Industries
Silver Lake Center Genesis Eldercare
Sears, Roebuck & Co.
Boscov’s Department Store
Chesapeake Utilities
Target
J.C. Penney Co., Inc.
Dover Post
Independent Newspapers, Inc
Sheraton Dover Hotel
ILC Dover, Inc.
Perdue Farms
L.D. Caulk Dentsply Intl. Inc
Eagle Group - Metal Masters
Hanover Foods
Midway Slots
Pepsi-Cola Bottling
Capital School District
Lake Forest School District
Polytech School District
Smyrna School District
City Of Dover
City of Milford
Town Of Smyrna
Kent County
No insurance – If you do not have dental insurance, do not worry. You shouldn’t be paying a higher rate than the dental insurance rate because you do not have dental insurance. Our office makes your dental care very affordable. Please call our office to find out our discount program for non insured patients.
CareCredit — Flexible Monthly Payment Option
Our goal at American Dental Care is to make dental care affordable to each and every one of our patients. We understand that paying for dental care is a concern for many people. That’s why we offer a variety of financial options, including Care Credit. They offer no-interest and long-term payment options. The Care Credit approval application is very simple — call them or visit their website. Within a few minutes you will know whether they have approved your application or not. You can start using Care Credit even before you receive your card in the mail. If you have further questions about Care Credit feel free to contact us.
For your convenience we accept Visa, MasterCard, American Express, Discover and ATM cards.
Testimonials
What our patients say about their care experience
Real stories and honest review from those we've care for.
Testimonials
What our patients say about their care experience
Real stories and honest review from those we've care for.
Testimonials
What our patients say about their care experience
Real stories and honest review from those we've care for.
FAQ
Answers to your questions
Get quick, clear information about our services, appointments, support, and more
How do I book an appointment?
Do you accept walk-in patients?
What should I bring for my first visit?
Are your doctors licensed and experienced?
Can I reschedule or cancel my appointment?
Do you accept health insurance?
FAQ
Answers to your questions
Get quick, clear information about our services, appointments, support, and more
How do I book an appointment?
Do you accept walk-in patients?
What should I bring for my first visit?
Are your doctors licensed and experienced?
Can I reschedule or cancel my appointment?
Do you accept health insurance?
FAQ
Answers to your questions
Get quick, clear information about our services, appointments, support, and more
How do I book an appointment?
Do you accept walk-in patients?
What should I bring for my first visit?
Are your doctors licensed and experienced?
Can I reschedule or cancel my appointment?
Do you accept health insurance?